Hometowne Insurance


Why Do I Need Homeowners Insurance?

Those who are buying or have bought a home in Oswego, Plainfield, Naperville, Aurora, Morris or Yorkville know they typically need homeowners insurance as well. Though law doesn’t mandate coverage, most mortgage lenders will require it before releasing a loan. At the same time, not everyone may fully understand what their choices of insurance are …Read More

How Much Is Car Insurance in Illinois?

Car insurance is mandatory for those who drive a vehicle in Illinois (including Oswego, Plainfield, Naperville, Aurora, Morris and Montgomery). That mandate includes only a minimum of liability insurance. To meet the state’s requirements, Illinois drivers must carry at least the following liability amounts: bodily injury – $25,000/person, $50,000/accident property damage – $20,000/accident bodily injury …Read More

How Much Does Life Insurance Cost in Illinois?

“Fun is like life insurance; the older you get, the more it costs,” American cartoonist and humorist Frank “Kin” Hubbard (1868–1930) once wrote. One recent survey revealed that more than one-third (35%) of respondents did not currently carry life insurance. Further, more than half (53%) of those aged 54 to 72 admitted they do not …Read More