When those of us who live or work in Oswego, Montgomery or Morris (IL) think of our Midwestern winter, a few things may leap straight to mind: ice and snow, wind chill, nighttime at four-thirty. Perhaps some extra cough medicine too. Winter also often puts our driving skills to the test. According to the National …Read More
Workers’ Comp Coverage: What an Illinois Business Should Know
Oswego, Montgomery and Morris businesses with one or more full- or part-time employees are required by the Illinois Workers’ Compensation Act to carry workers compensation insurance. The coverage provides medical treatment and wage replacement for workers who are injured or killed during their employment or as a result of it. It is estimated that just …Read More
Why Do You Need Life Insurance?
A lot of us in Oswego, Montgomery and Morris (IL) may like to envision a scenario in which we live as long as possible and achieve many of our life plans. Unfortunately, no matter how well we write and follow our life narrative, life itself tends to go off-script. Life insurance is our safeguard against …Read More
Insurance for Carpentry, Drywall and Painters
Different kinds of businesses in Oswego, Montgomery and Morris (IL) need different kinds of insurance according to how coverage will protect against an operation’s particular risks. Carpentry, drywall and painter businesses are three professions that can require certain policies to suit their daily activities. In this discussion, we’ll provide a starting overview of insurance considerations …Read More
Insurance for HVAC, Plumbing and Electricians
Different businesses in Oswego, Montgomery and Morris (IL) will often have different concerns when it comes to protection from risk. In this discussion, we’ll briefly look at insurance for HVAC, plumbing and electricians here in the area. Insurance for Oswego, Montgomery, Morris HVAC HVAC contractors keep themselves busy installing, repairing and providing service for ventilation …Read More
Personal Watercraft Insurance
Being Midwesterners in Oswego, Montgomery and Morris (IL), when the sun and warmth of summer arrive, we want to make the most of it. One way to celebrate summer is with recreation on a personal watercraft such as a Jet Ski or a WaveRunner. While fun and exciting, a watercraft can sometimes involve an injury …Read More
Ways to Lower Your Auto Insurance Bill
If you live or work in Oswego, Montgomery or Morris (IL) and drive a car, you understand the need to insure it. You naturally want the best coverage for the best price as well, so it’s always good to know the different ways you can lower your auto insurance bill. One big thing to remember …Read More
Why Use an Independent Insurance Agent?
Imagine you’re shopping for a new car in Oswego, Montgomery or Morris (IL). Two dealerships are side by side. At the first dealership, the salesperson represents a particular make of car and is excited to tell you about all of the new SUVs and hatchbacks offered by that manufacturer. As a devotee of the brand, …Read More
Agreed Value vs. Stated Value Insurance
You live in Oswego, Montgomery or Morris (IL), and you have a 1967 Chevy Corvette in mint condition. Your father purchased it decades ago and took great care of it, and then, as an amazing gift, he gave it to you. You have provided the same care for it as he did: regular cleaning and …Read More
Understanding Umbrella Insurance
Many of us who live or work in Oswego, Montgomery or Morris (IL) carry both home and auto insurance. Those policies protect us up to set limits of personal liability. In some cases, however, we might be faced with a liability situation that not is not fully covered by our primary homeowners or automobile policy. …Read More